Until September 30, 2017, for more than 13 years, Ken was Vice President and
Regulatory Counsel at the Mortgage Bankers Association in Washington, DC.
In that capacity, he worked on and represented the mortgage industry on a
very wide range of legal and regulatory issues. These included virtually all
matters under the Wall Street Reform and Consumer Protection Act (Dodd-Frank),
Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA),
TILA RESPA Integrated Disclosures (TRID), Fair Housing Act, Home Mortgage
Disclosure Act (HMDA), S.A.F.E. Mortgage Licensing Act and virtually every
other law and regulation affecting the industry.
He joined MBA following a thirty-two year career in the Office of General
Counsel at the U.S. Department of Housing and Urban Development. At HUD,
Ken served as HUD’s Assistant General Counsel for Government Sponsored
Enterprises/RESPA. He was one of the principal architects of HUD’s first
RESPA Reform Rule and HUD’s GSE rules. Earlier, he was instrumental in
developing the HUD-Federal Reserve Report on Reform of TILA and RESPA as well as
the HUD-Treasury Report on Curbing Predatory Lending. He also represented HUD
on the staff of the Oversight Board for the Resolution Trust Corporation.
Ken received his BA and his JD, with honors, from the George Washington
University and is admitted to the Bar of the District of Columbia and Maryland.
He is a frequent speaker on legal issues facing the mortgage industry.