Andrew Smith is a Partner at the Covington & Burling law firm in Washington, DC, where he cochairs the
Consumer Financial Services Practice Group. Mr. Smith advises banks, finance companies, credit bureaus and
financial technology providers regarding regulatory compliance, as well as law enforcement, litigation and
transactional matters. Mr. Smith has served in senior policy-making and supervisory positions at the Federal
Trade Commission and the Securities and Exchange Commission. He is currently the Chair of
the American Bar Association’s Consumer Financial Services Committee, and is recommended as a leading
lawyer by Best Lawyers in America, Chambers, and Legal 500.