Rich Andreano is a Practice Leader of the Mortgage Banking Group at Ballard Spahr. He has devoted more than
25 years of practice to financial services, mortgage banking, and consumer finance law. Rich advises the mortgage and
settlement service industries on regulatory compliance and related matters, assists clients with preparing for and
handling CFPB examinations and with regulatory issues, including implementation of the CFPB repayment ability to repay,
loan originator compensation, appraisal, escrow and servicing rules.
Rich is the author of the MBA Compliance Essentials Loan Originator Compensation Resource Guide™.
Rich is Editor-in-Chief of Mortgage Finance Regulation Answer Book 2011-2012, published by the Practising Law Institute;
author of its chapters on Dodd-Frank, HMDA and RESPA and co-author of its ECOA and TILA chapters.