Ms. Gray Tucker specializes in work with banks, non-bank financial institutions, and other
companies providing financial products and services. She works with many of the largest
bank and non-bank financial institutions, emerging companies such as fintechs, and retailers
whose business operations include consumer and small business finance. Ms. Gray Tucker’s
work is focused on representing corporate and individual clients in high-stakes legal
proceedings, including matters initiated by federal and state regulators, private civil
litigation, and internal investigations. Ms. Gray Tucker also counsels clients on compliance
with consumer protection laws.
Ms. Gray Tucker focuses a substantial portion of her practice on representations involving
escalated government examination matters, investigations, and enforcement. In this capacity,
she routinely provides strategic advice to senior corporate leaders, including Boards of
Directors, as they navigate complex, and often unexpected, business and legal challenges.
Ms. Gray Tucker frequently represents institutions in matters initiated by the Consumer
Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), Department of
Justice (DOJ), Department of Housing and Urban Development (HUD), Federal Reserve
Board (FRB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance
Agency (FHFA), and Office of the Comptroller of the Currency (OCC). Ms. Gray Tucker
also has an active state regulatory practice, representing institutions in matters
involving state attorneys general, including multi-state groups, as well as other state
regulators such as the New York Department of Financial Services (NYDFS), the California
Department of Financial Protection and Innovation (DFPI), and state banking departments.
Many of these matters have been successfully closed without further action.
Professional Affiliations
- Immediate Past Chair, American Bar Association - Banking Law Committee
- Business Law Section Council, American Bar Association
- Executive Council, Federal Bar Association Banking Law Section
- Former Chair of Fair Access to Services Subcommittee, American Bar Association -
Consumer Financial Services Committee
- Former Regent, The American College of Consumer Financial Services Lawyers
- Vice President, Board of Directors, Legal Aid Society of the District of Columbia
- Advisory Board, Ron Brown Scholars Program
- Member, Exchequer Club of Washington, D.C.