Obrea Poindexter photoObrea Poindexter

ACCFSL Treasurer

Obrea O. Poindexter is one of the most sought-after and highly regarded payments and lending lawyers in the financial services industry. Obrea specializes in financial services regulation, privacy and payments systems. She counsels clients on complex regulatory issues related to credit, debit and prepaid cards and emerging payment systems, such as mobile payment systems and person-to-person payments. Obrea is the go-to regulatory and transaction counsel for emerging companies and large financial institutions, retailers and technology companies. She is known for providing innovative solutions and value to her clients, who benefit from her strategic insights, deep financial services experience and understanding of the industry.

Obrea regularly advises clients regarding compliance with federal and state payments and lending laws, including state licensing and registration, the Gramm-Leach-Bliley Act and the Fair Credit Reporting Act, and consumer lending issues under the CARD Act, the Truth in Lending Act and the Equal Credit Opportunity Act. She counsels clients on issues under the Electronic Fund Transfer Act (Regulation E) and the E-SIGN Act.

Ms. Poindexter is the Chair of the American Bar Association’s Truth in Lending Subcommittee and Former Chair of the Privacy Subcommittee and is a nationally recognized speaker on banking and consumer financial services issues. In addition, she heads an industry comment group that meets regularly to discuss the implications of financial services regulations on the industry and provides a forum for practical advice on compliance. Obrea was recently inducted as a fellow of the American College of Consumer Financial Services. She was also named to Savoy Magazine’s 2015 Most Influential Black Lawyers list. She was also recognized by The National Law Journal as one of the top 75 “Outstanding Women Lawyers,” and was shortlisted for Best Regulatory Lawyer of the Year by Women in Compliance 2015. Obrea is recommended by Chambers USA 2020, where she is described as being skilled in the legislative and regulatory issues of consumer finance, and in Chambers FinTech 2021.

Professional Affiliations

  • American Bar Association’s Truth in Lending Subcommittee, Chair
  • American College of Consumer Financial Services, Fellow

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