Ted Teruo Kitada photoTed Teruo Kitada

Practice Areas
Bank Deposits and Operations

Ted Teruo Kitada is a Senior Company Counsel in the Law Department of Wells Fargo Bank, National Association, providing advice and guidance on many payment matters, including primary payment systems (wire transfers, checks, ACH, and prepaid and debit cards); deposit services and products; bank operations; Check 21; image exchange arrangements; mobile banking; electronic banking; unclaimed property; and compliance with a variety of state and federal laws and regulations relating generally to bank deposits and operations.

Mr. Kitada received his B.A. from Stanford University (Magna Cum Laude and Phi Beta Kappa), his J.D. from the University of California, School of Law, Berkeley, and a Masters in Regional Studies-East Asia from Harvard University.

Professional Affiliations

  • The Clearing House Payments Law Committee, member, co-chair 2015; chair 2016.
  • Federal Reserve Board Faster Payments Task Force Legal Criteria Work Group, August 20, 2015, to October 15, 2015.
  • Effective August 17, 2015, a member of the legal group supporting the Federal Reserve’s Faster Payments Task Force, a group representing all stakeholders in the payments industry to help identify approaches to creating a better, faster, and safer U.S. payments system.
  • California Bankers Association, Legal Affairs Committee; member 1984-1997; Chair, 1990-1992; 2005 to present; Chair 2007 to present.
  • Financial Institutions Committee of the Business Law Section, State Bar of California, member, 1998-2004; secretary, 2001-2002; co-chair, 2002-2003; chair, 2003-2004.
  • Executive Committee of the Business Law Section, State Bar of California, member, 2004 to 2007.

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