Eldon J. Spencer, Esquire photoEldon J. Spencer, Esquire

Practice Areas

  • Consumer Lender Documentation and Compliance
  • Consumer Financial Litigation Defense
  • Regulatory and Administrative Representation

An honors graduate of Carleton College with a Masters in Economics from UC-Berkeley, Eldon received his J.D. from Harvard Law School, where he served as a Law Review editor and as an elected Law School Council representative. Eldon started his career as a law clerk on the Ninth Circuit Court of Appeals. His practice over the years has primarily been devoted to the representation of businesses, especially lending institutions and their officers/employees, in both consumer financial services compliance and transaction matters, and in connection with regulatory inquiries and proceedings and in a variety of federal and state court actions.

Eldon currently serves as a member of the City Council of Bloomington, one of the Minnesota’s largest cities other than the Twin Cities of Minneapolis (where his office is located) and St. Paul. He has served for many years as an Adjunct Professor of Consumer Law and Banking Law at Mitchell Hamline School of Law and its predecessor institutions, and is an active member of the American Bar Association, the Minnesota Chapter of the Federal Bar Association, and the Conference on Consumer Finance Law on which he serves on the Governing Committee.

In his spare time, Eldon, a former All-American Wrestler, enjoys sports and, as a former Legislative Assistant to U.S. Senator Dave Durenberger, also maintains a keen interest in politics. Eldon chairs his church’s Endowment Board, and with his wife, Ann Morelli Spencer, takes pride in the professional accomplishment of daughters Elisa Spencer-Kaplan and Christina Bhirud as well as sons-in-law Russ and Ketan and grandchildren Harrison, Emilia and Bennett.

Professional Affiliations

  • Admitted to Minnesota, Wisconsin and many federal court bars
  • City Council Member, Bloomington, Minnesota
  • American and Federal Bar Association, member
  • Board member of several business and non-profit organizations

« Return to Member Directory