Mark is the co-leader of the Consumer Financial Services Regulatory practice at the firm.
He focuses on federal and state consumer and small business lending and payments laws, including
those that apply to payment cards, buy-now-pay-later transactions, vehicle-secured loans, lines of credit,
unsecured loans, and deposit products. He counsels providers of consumer and small business financial
services, including banks, on regulatory compliance, and defends them in class action litigation and
government supervisory and enforcement matters. He also counsels purchasers of merchant receivables,
companies that specialize in online small business lending, and companies that interact with their
customers electronically or that set up recurring billing arrangements with their customers.
Mark regularly provides guidance on electronic payments and payment network rules, electronic
contracting and mobile commerce, online banking, retail installment sales, preparing for
examinations by the Consumer Financial Protection Bureau (CFPB), responding to CFPB supervisory
requests (including so-called PARR letters), Article 9 of the Uniform Commercial Code, lease-purchase
transactions and consumer protection laws, such as the Telephone Consumer Protection Act (TCPA),
Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA),
Electronic Funds Transfer Act (EFTA), Electronic Signatures in Global and National Commerce
Act (E-SIGN), and statutes prohibiting unfair, deceptive, and abusive acts and practices.
He is the co-chair of the American Bar Association’s (ABA’s) National Institute on
Consumer Financial Services Basics. He previously served as co-chair of the Electronic
Financial Services Subcommittee of the ABA’s Consumer Financial Services Committee.
Professional Affiliations
- Member, ABA Section of Business Law, Consumer Financial Services Committee
- Former Vice Chair, ABA Committee’s Electronic Financial Services Subcommittee