David Melcer photoDavid Melcer

Practice Areas

  • Financial Services – Regulatory and Compliance
  • Privacy
  • Banking
  • Creditor’s Rights
  • Governmental Relations

David Melcer is Senior Counsel and Senior Director with Alliance Data Systems in Columbus, Ohio. He is a widely experienced consumer finance and banking lawyer, having advised clients on a myriad of consumer financial products, consumer finance litigation and complex transactions. His current practice is primarily in the area of credit card lending. He has previously been in private practice with Bass & Associates, P.C. and was in-house counsel with several banks and consumer finance businesses, including Discover Card, Greentree Financial, Conseco Finance, and HSBC Finance Company (formerly Household International). As in-house counsel he advises Alliance Data Systems on legal and compliance issues, governmental relations, and the development of new products. Mr. Melcer is actively licensed to practice in Illinois and Arizona and has corporate counsel status in Ohio.

Professional Affiliations

  • American Bar Association – Consumer Financial Services Committee (Past Chair – Litigation and Arbitration Subcommittee)
  • Conference on Consumer Finance Law – Assistant Vice President of Governing Committee

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