Heather Thayer is a Shareholder with Thayer Legal Services, PLLC. She is a senior attorney with over twenty-five years of law firm and in-house experience specializing in consumer lending compliance, including residential mortgage originations, servicing and foreclosure operations. She works primarily with mortgage lenders and servicers providing support to servicing operations, including large transfers, loss mitigation and bankruptcy advice. She also assists mortgage lending functions including marketing, application and closing disclosures and third-party originations. Before opening her own firm, she worked at firms such as Dorsey and Fredrikson & Byron and worked in-house at Wells Fargo and TCF Bank, among others.