Until September 30, 2017, for more than 13 years, Ken was Vice President and Regulatory Counsel at the Mortgage Bankers Association in Washington, DC. In that capacity, he worked on and represented the mortgage industry on a very wide range of legal and regulatory issues. These included virtually all matters under the Wall Street Reform and Consumer Protection Act (Dodd-Frank), Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), TILA RESPA Integrated Disclosures (TRID), Fair Housing Act, Home Mortgage Disclosure Act (HMDA), S.A.F.E. Mortgage Licensing Act and virtually every other law and regulation affecting the industry.
He joined MBA following a thirty-two year career in the Office of General Counsel at the U.S. Department of Housing and Urban Development. At HUD, Ken served as HUD's Assistant General Counsel for Government Sponsored Enterprises/RESPA. He was one of the principal architects of HUD's first RESPA Reform Rule and HUD's GSE rules. Earlier, he was instrumental in developing the HUD-Federal Reserve Report on Reform of TILA and RESPA as well as the HUD-Treasury Report on Curbing Predatory Lending. He also represented HUD on the staff of the Oversight Board for the Resolution Trust Corporation.
Ken received his BA and his JD, with honors, from the George Washington University and is admitted to the Bar of the District of Columbia and Maryland. He is a frequent speaker on legal issues facing the mortgage industry.
