Kyung Cho-Miller is Managing Director and CRA & Fair Lending Counsel at JPMorgan Chase.
As fair lending counsel she works closely with the Corporate Fair Lending team to review
and test aspects of the different lines of business within the firm for fair lending compliance and
risk. Kyung also supports the Community Reinvestment and Community Partnerships (CRCP) team in
the collection and reporting of firm-wide data, program management, compliance and
management of non-profit relations in connection with the Community Reinvestment Act (CRA).
She also works with Exam Management on federal and investor exams related to fair lending
(including the Fair Housing Act), CRA and the Home Mortgage Disclosure Act. Before her
fair lending role, she provided guidance on Dodd-Frank regulations and provided legal support on all aspects
of the originations business, including product development, federal and investor
exams, and compliance with HMDA, ECOA, RESPA and TILA. Prior to joining Chase in October 2010,
Kyung worked at Fannie Mae in several positions in the legal department and executive office; as
Associate General Counsel at CitiFinancial; and, as Counsel at the Division of
Consumer and Community Affairs of the Federal Reserve Board.